HMO Insurance

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Building Insurance for HMOs

As an HMO Landlord you will understand that it is difficult to get the right cover at the right price for your House of Multiple Occupancy. Many companies won’t even quote for your HMO Insurance, as they don’t fully understand the risk, of enforce impractical policy conditions upon you and your tenants.

Our Insurance Brokers will talk to you in depth about your HMO, and the steps you take to protect it, and convey this information about your property to the insurers in the most appealing way. We don’t hide risks, but we do highlight the positive points about your property which makes it more attractive to insurers – resulting in even lower HMO insurance premiums.

We only work with major UK insurers who have been assessed on quality of service, financial security and a strong underwriting policy. We retrieve the best HMO insurance deals from each insurer, and then compare these deals to offer you the best overall quote.

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Insurance for Houses of Multiple Occupancy – HMOs

Unfortunately for HMO landlords, HMO properties (house of multiple occupancy) are considered a higher insurance risk, so finding good value insurance is often difficult.

That’s why Lockyers tailored insurance policies are here to help. We cater your quote to the specific circumstances of your HMO, and then use our relationships with all of the UK’s top insurers to compare and find the best HMO insurance deal.

Our specialist property insurance brokers understand this market inside and out, so we can advise on the best policy, accurately calculate the risks and then work with the insurers to retrieve the best deals on offer, with the widest range of cover and lowest premiums.

Plus, with Lockyers, you’ll receive first class customer care, even after you have purchased your insurance. For example, in the event of a claim, we can liaise with loss adjusters/assessors to ensure that the process is as smooth as possible.

Speak with our property insurance brokers to get your HMO insurance quote now

Use one of the following methods to speak directly with a specialist HMO Insurance Broker for a quote. It’s completely free and no obligation.

1). Appointment – one of our brokers will visit your property to provide a quote

2). Telephone – call 01924 278222 to speak with one of our brokers and receive a quote

3). Form – Fill out the online form below and one of our brokers will get back in touch with a quote

Give Lockyers a try if you want to be absolutely sure that you’re getting the best deal for HMO Building Insurance.

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Cover can be Tailored to include:

  • Buildings
  • Loss of rent
  • Alternative accommodation
  • Employers’ liability
  • Legal expenses
  • Subsidence
  • Terrorism
  • Contents
  • Contract works
  • Fly tipping
  • Property owners liability